The Convenient Loan
The Convenient Loan from VAPR is designed for those members who have a minimum credit score of 600 and a debt-to-income ratio of 45% or less. With this loan, you can finance up to $5,000.00 with a fixed interest rate and a maximum term of five (5) years. The Convenient Loan does not require a share deposit as collateral and is not subject to a credit score check as the rate is fixed. If you qualify and this is the loan you need, apply now!
Certain conditions and restrictions apply.
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FAQ
Each of our branches has its schedule:
VAPR Plaza Branch | Monday to Friday | 7:30 a.m. – 3:45 p.m. |
Saturdays | 8:00 a.m. – 1:00 p.m. | |
Veterans Hospital Branch | Monday to Friday | 7:30 a.m. – 3:30 p.m. |
Guayama Branch | Monday to Friday | 8:00 a.m. – 4:00 p.m |
Auto Coop | 8:00 a.m. – 4:15 p.m. | |
Saturdays | 9:00 a.m. – 1:00 p.m. |
To join our credit union you must bring the following documents:
- Photo identification (License or Passport)
- $50.00 for initial deposit
Regular share (savings) accounts carry no monthly fee. In the checking account there will be no monthly charges as long as you maintain a minimum balance of five hundred dollars ($500.00). If you do not have this balance then a charge of four dollars ($4.00) will be applied monthly.
