Loans for what you need to pay

We have the best loans to make you happy. At VAPR Federal Credit Union you can request a loan of up to $10,000.00 for whatever you need. With our low interest rates you can have loans with better interest than credit cards and with better terms than furniture stores. With our loans you could:

  • Take some vacations
  • Furnish your home
  • Buy appliances
  • Acquire power generator, water tanks and storm dams
  • Acquire solar heaters
  • Buy computers
  • Acquire insurance for your car or your real estate
  • Open an IRA

We are here for you; to help you. We are your best choice!

You have questions, we have answers


Each of our branches has its schedule:

VAPR Plaza Branch

Monday to Friday

7:30 a.m. – 3:45 p.m.



8:00 a.m. – 1:00 p.m.

Veterans Hospital Branch

Monday to Friday

7:30 a.m. – 3:30 p.m.

Guayama Branch

Monday to Friday

8:00 a.m. – 4:00 p.m


Auto Coop

8:00 a.m. – 4:15 p.m.



9:00 a.m. – 1:00 p.m.

To join our credit union you must bring the following documents:

  1. Photo identification (License or Passport)
  2. $50.00 for initial deposit

Regular share (savings) accounts carry no monthly fee. In the checking account there will be no monthly charges as long as you maintain a minimum balance of five hundred dollars ($500.00). If you do not have this balance then a charge of four dollars ($4.00) will be applied monthly.