Personal Loans with Guarantee and without Guarantee

At VAPR Federal Credit Union we have a wide variety of personal loans so that you can meet your needs and comply with your obligations. Get an unsecured loan of up to $50,000.00 with repayment terms from twelve (12) to one hundred and twenty (120) months. The shorter the term, the lower the interest.

We also have loans secured by equity or mortgage collateral.

This is your opportunity to apply for the loan you need. Do it with us, apply today.

You have questions, we have answers


Each of our branches has its schedule:

VAPR Plaza Branch

Monday to Friday

7:30 a.m. – 3:45 p.m.



8:00 a.m. – 1:00 p.m.

Veterans Hospital Branch

Monday to Friday

7:30 a.m. – 3:30 p.m.

Guayama Branch

Monday to Friday

8:00 a.m. – 4:00 p.m


Auto Coop

8:00 a.m. – 4:15 p.m.



9:00 a.m. – 1:00 p.m.

To join our credit union you must bring the following documents:

  1. Photo identification (License or Passport)
  2. $50.00 for initial deposit

Regular share (savings) accounts carry no monthly fee. In the checking account there will be no monthly charges as long as you maintain a minimum balance of five hundred dollars ($500.00). If you do not have this balance then a charge of four dollars ($4.00) will be applied monthly.