Personal Loans to satisfy many needs.

When we want something and money is not enough... we turn to a loan. At VAPR, we have a variety of loans for you. We offer the best interest rates. It will depend on your credit history and the term you choose; you can choose between one (1) to ten (10) years. We can finance you up to a maximum of $50,000.00, and for your peace of mind, we have payment protection coverage available. In some cases, we require a 10% share deposit as part of the loan guarantee. Call us and get guidance from VAPR!

Subject to credit approval, certain restrictions apply. 


You have questions, we have answers


Each of our branches has its schedule:

VAPR Plaza Branch

Monday to Friday

7:30 a.m. – 3:45 p.m.



8:00 a.m. – 1:00 p.m.

Veterans Hospital Branch

Monday to Friday

7:30 a.m. – 3:30 p.m.

Guayama Branch

Monday to Friday

8:00 a.m. – 4:00 p.m


Auto Coop

8:00 a.m. – 4:15 p.m.



9:00 a.m. – 1:00 p.m.

To join our credit union you must bring the following documents:

  1. Photo identification (License or Passport)
  2. $50.00 for initial deposit

Regular share (savings) accounts carry no monthly fee. In the checking account there will be no monthly charges as long as you maintain a minimum balance of five hundred dollars ($500.00). If you do not have this balance then a charge of four dollars ($4.00) will be applied monthly.