New Auto Loan
VAPR Federal Credit Union offers you the best rates to finance your new car. If your credit score is 760 or higher, you qualify for terms of up to 84 months. Join the VAPR family and get the best interest rate on the market!
Subject to credit approval. Certain restrictions apply. Interest rates are subject to change without notice.
Used Auto Loans
Sometimes a used car is the better choice, especially when financed through VAPR. You choose the payment plan that best fits your budget, plus you get an exclusive credit protection program in case of income loss. Take advantage of our competitive rates and terms of up to 84 months. Apply today!
Interest rates are subject to change without notice. Subject to credit approval. Certain restrictions apply.
Auto Loan Transfer
Do you have your car loan financed with another institution? Transfer it to VAPR and enjoy a lower interest rate, with up to 84 months to pay.
Before making the transfer, keep the following in mind:
- Refinancing will be subject to the value of the vehicle.
- If transferring a new auto loan financed by another institution, the applicable annual interest rate will be the lower of our new auto loan policy rate or any current special offer.
- If transferring a used auto loan, the applicable annual interest rate will be the one established in our used auto loan policy.
To complete the transfer, you must meet all requirements under our auto loan policy and provide:
- Payoff letter for the existing debt on the vehicle being transferred, valid for ten (10) days
- Vehicle registration in the name of the requesting member
- Original conditional sales contract
- Insurance policy
- DTOP no-fine certification, dated close to the loan's final approval
- Valid driver's license
Any incidental costs, including registration or contract filing fees, will be the applicant's responsibility.
Ready to apply for your loan?
The process is fast, and you can do it from wherever you are.