Opening an IRA with VAPR means paying less in taxes today and securing a more comfortable retirement tomorrow
As you save, you can also deduct it on your 2026 tax return — up to $7,500.00 as an individual.
What you should know:
- Minimum investment to open: $500.00
- Interest rate guaranteed for the full term
- Terms available: 1, 2, 5, or 10 years (the longer the term, the higher the dividend)
- Funds insured up to $250,000.00 by the NCUA, a federal government agency