When something falls outside your budget, a loan can be the solution
At VAPR, we offer a variety of loans designed for you, with some of the best interest rates on the market. Your rate will depend on your credit history and the term you choose, from one (1) to ten (10) years. We finance up to $50,000.00, and for your peace of mind, payment protection coverage is available. In some cases, a 10% share deposit is required as part of the loan collateral.
Contact us to receive a complete orientation with one of our agents in VAPR!
Subject to credit approval, certain restrictions apply.
El conveniente
El Conveniente from VAPR is a loan designed for members with a credit score above 760 and a debt-to-income ratio of 45% or less. It finances up to $25,000.00 with a fixed interest rate and a maximum term of eight (8) years. It requires no share deposit as collateral, and since the rate is fixed, it's not tied to your credit score. If you qualify, this is your loan! Apply today.
Certain conditions and restrictions apply.
Turn Your Goals Into Reality With a Personal Loan
At VAPR Federal Credit Union, we have the ideal loans to help you reach your goals. Apply for up to $10,000.00 for whatever you need, with lower interest rates than a credit card and better terms than a furniture store. With these loans, you could:
- Take a vacation
- Furnish your home
- Buy appliances
- Get a generator, cistern, or storm shutters
- Install solar water heaters
- Buy computers
- Get insurance for your car or property
- Open an IRA
We're here to help. We're your best option!
Loans for Unexpected Expenses, Checking Account Reserve, Line of Credit, Funeral or Mausoleum Costs
When an unexpected expense throws off your budget, VAPR is here to support you with services tailored to your needs, so you can quickly get back on track.
If you have a checking account with us, you can request a reserve of $100.00 to $5,000.00 to cover a temporary shortfall, or access a line of credit of up to $3,000.00 for unexpected expenses. Monthly payments can be as low as $35.00.
In the event of the loss of a loved one, as a member you can obtain a loan of up to $30,000.00 to cover funeral expenses. Reach out to us and apply whenever you need to.
Secured and Unsecured Personal Loans
At VAPR, we offer a wide variety of personal loans to help you meet your goals and obligations. Get an unsecured loan of up to $50,000.00, with repayment terms from twelve (12) to one hundred twenty (120) months — the shorter the term, the lower the interest.
We also offer secured loans backed by shares or mortgage collateral. This is your opportunity: apply for the loan you need today.
Ready to apply for your loan?
The process is fast, and you can do it from wherever you are.