Report as January 1, 2021 | ||||
Regular Shares
|
Annual Dividend
|
APY
|
||
Balances:
|
|
|
||
$25.00 - $2,999
|
0.00%
|
0.00%
|
||
$3000 or more
|
0.05%
|
0.05%
|
||
Checking Accounts
|
Annual Dividend
|
|
||
0.00%
|
0.00%
|
|||
Saving Certificate
|
Annual Dividend
|
|
||
3 Months
|
.05%
|
.05%
|
||
6 Months
|
.05%
|
.05%
|
||
12 Months
|
.15%
|
.15%
|
||
24 Monts
|
.30%
|
.30%
|
||
60 Months
|
.65%
|
.65%
|
||
IRA'S
|
Annual Dividend
|
APY
|
||
12 & 18 Months
|
.40%
|
.40%
|
||
24 Months
|
.55%
|
.55%
|
||
30, 36 & 48 Months | .55% | .55% | ||
60 Months
|
.90%
|
.90%
|
||
120 Months
|
1.10%
|
1.10%
|
||
Loans
|
APR
|
|
||
Personal
|
From 4.75%**** - 18.00% *
|
|||
Credit Line
|
From 10.49% - 12.45%
|
|||
Checking Account Reserve
|
From 10.49% - 12.45%
|
|||
Personal Secured Loan
|
6.25%****
|
|||
New Auto Loan
|
From 2.49****% -13.50% *
|
|||
Used Auto Loan
|
From 3.89%**** -14.75% *
|
|||
Secured with Shares
|
3.00%**
|
|||
Land Loan
|
7.50%
|
|||
MasterCard
|
Cash Advances from 10.49% Merch. & Serv. from 8.49%
|
|||
Master Card (Students)
|
Cash Advances from 8.53% *** Merch. & Serv. from 6.53% *** |
It's subject to change without prior notice.
* Restrictions may apply. Subject to credit approval.
** Over dividend %
*** First year
****Special rate valid until February 28, 2021