Interest Rates

 

  Report as September 30, 2018    
Regular Shares
 
 Annual Dividend 
 
APY
Balances:
 
 
 
 
$25.00 - $2,999
 
0.00%
 
0.00%
 $3000 or more
 
0.05%
 
0.05%
         
Checking Accounts
 
 Annual Dividend 
 
 
   
0.00%
 
0.00%
Saving Certificate
 
 Annual Dividend 
 
 
3 Months
 
.25%
 
.25%
6 Months
 
.30%
 
.30%
12 Months
 
.40%
 
.40%
24 Monts
 
.50%
 
.50%
60 Months
 
1.00%
 
1.00%
IRA'S
 
Annual Dividend 
 
APY
12 & 18 Months
 
.40%
 
.40%
24 Months
 
.55%
 
.55%
30, 36 & 48 Months   .55%   .55%
60 Months
 
.90%
 
.90%
120 Months
 
1.10%
 
1.10%
Loans
 
APR
 
 
Personal
 
From 10.20%* - 18.00% *
   
Credit Line
 
From 10.49% - 12.45%
   
Checking Account Reserve
 
From 10.49% - 12.45%
   
Personal Secured Loan
 
6.25%****
   
New Auto Loan
 
From 1.50****% -13.50% *
   
Used Auto Loan
 
From 3.89%**** -14.75% *
   
Secured with Shares
 
 3.00%**
   
Land Loan
 
7.50%
   
MasterCard
 
Cash Advances from 10.49% Merch. & Serv. from 8.49%
Master Card (Students)
  Cash Advances from 8.53% *** Merch. & Serv. from 6.53% ***    

It's subject to change without prior notice.
* Restrictions may apply. Subject to credit approval.  
** Over dividend % 
*** First year

****Special rate valid from October 1, 2018 to October 31, 2018