Interest Rates

 

  Report as January 1, 2023    
Regular Shares
 
 Annual Dividend 
 
APY
Balances:
 
 
 
 
$25.00 - $24,999
 
0.00%
 
0.00%
 $25,000 or more
 
0.05%
 
0.05%
         
Checking Accounts
 
 Annual Dividend 
 
 
   
0.00%
 
0.00%
Saving Certificate
 
 Annual Dividend 
 
 
3 Months
 
.05%
 
.05%
6 Months
 
.05%
 
.05%
12 Months
 
2.00%
 
2.02%
36 Months   2.50%   2.53%
48 Months   2.75%   2.78%
60 Months
 
3.00%
 
3.04%
IRA'S
 
Annual Dividend 
 
APY
12 Months
 
.25%
 
.25%
24 Months
 
.35%
 
.35%
36 Months   .45%   .45%
60 Months
 
.65%
 
.65%
120 Months
 
.90%
 
.90%
Loans
 
APR
 
 
Personal
 
From 5.25%**** - 18.00% *
   
Credit Line
 
From 10.49% - 12.45%
   
Checking Account Reserve
 
From 10.49% - 12.45%
   
Personal Secured Loan
 
6.25%****
   
New Auto Loan
 
From 2.99****% -13.50% *
   
Used Auto Loan
 
From 4.99%**** -14.75% *
   
Secured with Shares
 
 3.00%**
   
Land Loan
 
7.50%
   
Mastercard
 
Cash Advances from 10.49% Merch. & Serv. from 8.49%
New Accounts: 1.99% Merch., Serv. & Transfers for six month****
Mastercard (Students)
  Cash Advances from 8.53% *** Merch. & Serv. from 6.53% ***    

It's subject to change without prior notice.
* Restrictions may apply. Subject to credit approval.  
** Over dividend % 
*** First year

****Special rate valid from January 1, 2023.