Special Occasion Checks

Give with class, use our Special Occasion Checks. You may choose checks for a special occasion. We have them for Weddings, Anniversaries, Mother's Day, Father's Day, Graduations, Birthdays, Christmas, and one for any special occasion.

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Automatic Teller Machine Card (ATM)

With your VAPR Federal Credit Union card and your confidential Personal Identification Number, you can withdraw funds from your checking or share accounts. Also you can pay for goods and services where ATH is honored. Transactions at the VAPR Federal Credit Union's own automatic teller machines are always free. Transactions performed at other banks, have an additional charge that applies after the eleventh transaction.

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Internet & Mobile Banking

Access your accounts 24 hours a day, 7 days a week, through

Some of the services offered through Internet Banking include: bill payment, accounts management, transfer of funds to and from accounts at other financial institutions, information of balances and transactions, information on products and services, loan's payoff information, request of stop payments, order checks, among other services.

You may also download our Mobile Banking App VAPR Mobile and ATH Móvil App, Available at major App Stores. 

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Your monthly statement is available online at It is convenient, safe, fast, and free. Subscribe to eStatement to avoid a monthly charge of $5.00 for statements sent via regular mail.  Help us protect the environment by saving paper, resources and time!

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Our voice automatic system with 24 hour access for obtaining information on your account balances, determining the amount of loan payments, making transfers, paying your loans, and for information on the most recent checks we have processed.

For direct access call 787-773-7620.

To access the system you need a PIN number.  If you need a PIN number or want to change your actual PIN call customer service at 787-764-3729 or 1-800-981-8259.

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Money Orders

The maximum amount is one thousand dollars ($1,000.00) and the charge is two dollars ($2.00).

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Motor Vehicle Registration Level

The service charge is four dollars ($4.00).

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Incoming Wire Transfers 

Get the form HERE for incoming wire transfers. Complete the form and hand it in at the bank or institution that will originate your transfer.


All the information requested in the form must be included in order to be able to process your transfer. If any information is omitted, the funds will be returned to the issuing financial institution.


Any fees from intermediaries, correspondents, or receiving banks will be charged to the amount transferred.



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Outgoing Wire Transfers 

Get the form HERE for outgoing wire transfers. Fully complete the form, sign it, and hand it in at any of our branches. Please, bring an identification with a valid photo and evidence of the transaction’s purpose (e.g., invoices, purchase order, bank account statement, etc.).


All transfer instructions are subject to verification and final approval by VAPR Federal Credit Union.


The final credit to the beneficiary's account is subject to verification and approval by the receiving bank or financial institution. Please, be available for bank transfer verification.


The wire transfer forms received before 2:00 p.m. (Monday thru Friday) will be processed the same day; if they are received after this time (2:00 p.m.), they will be processed the next working day. We do not process wire transfers on Saturdays. Foreign/international transfers may take three (3) or more business days to be available to the beneficiary.


The service charge is $30.00 per transfer.


If you have any questions, please, call us at 787-900-0200.


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