{"id":32948,"date":"2026-08-14T03:10:10","date_gmt":"2026-08-14T07:10:10","guid":{"rendered":"https:\/\/www.vaprfcu.com\/?page_id=32948"},"modified":"2026-08-18T18:25:16","modified_gmt":"2026-08-18T22:25:16","slug":"services","status":"publish","type":"page","link":"https:\/\/www.vaprfcu.com\/en\/servicios\/","title":{"rendered":"Branch services"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"32948\" class=\"elementor elementor-32948\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-30c5609 e-con-full e-flex e-con e-child\" data-id=\"30c5609\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2925fe8 elementor-widget elementor-widget-heading\" data-id=\"2925fe8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Debit Mastercard<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b12ba7 elementor-widget elementor-widget-text-editor\" data-id=\"3b12ba7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>With your checking or share account at VAPR, your Debit Mastercard gives you access to your money wherever you need it. You can withdraw funds at any ATM or make purchases at any establishment that accepts Mastercard. Transactions at VAPR's authorized ATMs are free of charge. At other banks' ATMs, the first ten transactions are free; starting with the eleventh, an additional fee applies.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-51eafc6 e-con-full e-flex e-con e-child\" data-id=\"51eafc6\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-773ad43 elementor-widget elementor-widget-heading\" data-id=\"773ad43\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Money Orders<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f244e12 elementor-widget elementor-widget-text-editor\" data-id=\"f244e12\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Need a money order? Stop by any of our branches and request one on the spot. Available up to $1,000.00, for a $2.00 fee.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f9c1846 e-con-full e-flex e-con e-child\" data-id=\"f9c1846\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-69a3e8d elementor-widget elementor-widget-heading\" data-id=\"69a3e8d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vehicle Tags (Marbetes)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1c5b884 elementor-widget elementor-widget-text-editor\" data-id=\"1c5b884\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Renew your vehicle tag every year by visiting your nearest branch, for a $4.00 fee.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0e02d99 e-con-full e-flex e-con e-child\" data-id=\"0e02d99\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6daed78 elementor-widget elementor-widget-heading\" data-id=\"6daed78\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Incoming Wire Transfers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6ef58b6 elementor-widget elementor-widget-text-editor\" data-id=\"6ef58b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To receive a wire transfer, keep the following in mind:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3d07004 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"3d07004\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Fill out the form available here and give it to the bank or institution originating the transfer.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Complete all requested information; if any details are missing, the funds will be returned to the sending institution.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Any fees charged by intermediaries, correspondents, or receiving banks will be deducted from the transferred amount.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Notify us immediately once you authorize the incoming transfer, by calling 787-900-0200.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f89631b e-con-full e-flex e-con e-child\" data-id=\"f89631b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1f2431a elementor-widget elementor-widget-heading\" data-id=\"1f2431a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Outgoing Wire Transfers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0604f3d elementor-widget elementor-widget-text-editor\" data-id=\"0604f3d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>To send a wire transfer from your account, keep the following in mind:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-03fe0d3 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"03fe0d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Fill out the form available here and submit it at your preferred VAPR branch, along with valid photo ID and evidence of the transaction's purpose (invoices, purchase order, bank statement, etc.).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">All transfer instructions are subject to verification and final approval by VAPR Federal Credit Union.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Final credit to the beneficiary's account depends on verification and approval by the receiving bank \u2014 make sure you're available during that process.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Forms received before 2:00 p.m. (Monday through Friday) are processed the same day. Forms received after 2:00 p.m. will be processed the next business day.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">We do not process transfers on Saturdays.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">International transfers may take three (3) business days or more to reach the beneficiary.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Each transfer carries a $30.00 service fee.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Questions? Call us at 787-900-0200.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-aad0d58 e-con-full e-flex e-con e-child\" data-id=\"aad0d58\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-052bd76 elementor-widget elementor-widget-heading\" data-id=\"052bd76\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Shared Branching &amp; Coop24 ATMs<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-99d8131 elementor-widget elementor-widget-text-editor\" data-id=\"99d8131\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Our branches and online services are available to you at all times. But if you're far from home and need to make an in-person transaction, you have access to a network of credit unions with more than 6,000 branches and ATMs nationwide, ready to provide the service you need.<\/p><p>We also want your money to always be within reach. That's why we're part of an alliance with state and federal credit unions that gives you fee-free access to any ATM marked with the Coop24 logo. There are more than 200 across the island. When you see the Coop24 logo on an ATM, you know you can use it at no extra cost.<\/p><p>To find the nearest branches and ATMs, download the app available for iPhone or Android, or click here. <a href=\"https:\/\/itunes.apple.com\/us\/app\/co-op-atm-shared-branch-locator\/id1239957376?mt=8\" target=\"_blank\" rel=\"noopener\"><strong>iPhone<\/strong><\/a> o <a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.coopnetwork.locator&amp;hl=en\" target=\"_blank\" rel=\"noopener\"><strong>Android<\/strong><\/a>, o presiona <strong><a href=\"http:\/\/co-opsharedbranch.org\/\" target=\"_blank\" rel=\"noopener\">here<\/a><\/strong>.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Mastercard D\u00e9bito Con tu cuenta de cheques o de acciones en VAPR, tu tarjeta Mastercard d\u00e9bito te da acceso a tu dinero donde lo necesites. Puedes retirar fondos en cualquier ATM o pagar en cualquier establecimiento que acepte Mastercard. Las transacciones en los cajeros autorizados de VAPR son libres de cargo. En ATMs de otros [&hellip;]<\/p>\n","protected":false},"author":6,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-32948","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages\/32948","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/comments?post=32948"}],"version-history":[{"count":4,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages\/32948\/revisions"}],"predecessor-version":[{"id":32952,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages\/32948\/revisions\/32952"}],"wp:attachment":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/media?parent=32948"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}