{"id":28043,"date":"2023-04-27T08:59:12","date_gmt":"2023-04-27T08:59:12","guid":{"rendered":"https:\/\/www.vaprfcu.com\/vapr_2023\/?page_id=28043"},"modified":"2026-08-14T01:42:20","modified_gmt":"2026-08-14T05:42:20","slug":"car-loans","status":"publish","type":"page","link":"https:\/\/www.vaprfcu.com\/en\/prestamos-autos\/","title":{"rendered":"Auto Loans"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"28043\" class=\"elementor elementor-28043\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0cd8814 e-con-full e-flex e-con e-child\" data-id=\"0cd8814\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5cb9322 elementor-widget elementor-widget-heading\" data-id=\"5cb9322\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">New Auto Loan\n<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f3fd001 elementor-widget elementor-widget-text-editor\" data-id=\"f3fd001\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>VAPR Federal Credit Union offers you the best rates to finance your new car. If your credit score is 760 or higher, you qualify for terms of up to 84 months. Join the VAPR family and get the best interest rate on the market!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a951efd elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"a951efd\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Subject to credit approval. Certain restrictions apply. Interest rates are subject to change without notice.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4e5701b e-con-full e-flex e-con e-child\" data-id=\"4e5701b\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-465bee1 elementor-widget elementor-widget-heading\" data-id=\"465bee1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Used Auto Loans<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1168342 elementor-widget elementor-widget-text-editor\" data-id=\"1168342\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Sometimes a used car is the better choice, especially when financed through VAPR. You choose the payment plan that best fits your budget, plus you get an exclusive credit protection program in case of income loss. Take advantage of our competitive rates and terms of up to 84 months. Apply today!<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de33fc5 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"de33fc5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Interest rates are subject to change without notice. Subject to credit approval. Certain restrictions apply.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-34cf77e e-con-full e-flex e-con e-child\" data-id=\"34cf77e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-32f05ac elementor-widget elementor-widget-heading\" data-id=\"32f05ac\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Auto Loan Transfer<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f44621e elementor-widget elementor-widget-text-editor\" data-id=\"f44621e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Do you have your car loan financed with another institution? Transfer it to VAPR and enjoy a lower interest rate, with up to 84 months to pay.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d657f3 elementor-widget elementor-widget-heading\" data-id=\"7d657f3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Before making the transfer, keep the following in mind:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fe3fc2 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5fe3fc2\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Refinancing will be subject to the value of the vehicle.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">If transferring a new auto loan financed by another institution, the applicable annual interest rate will be the lower of our new auto loan policy rate or any current special offer.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">If transferring a used auto loan, the applicable annual interest rate will be the one established in our used auto loan policy.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-54f6f81 elementor-widget elementor-widget-heading\" data-id=\"54f6f81\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">To complete the transfer, you must meet all requirements under our auto loan policy and provide:<\/h3>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0666d60 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"0666d60\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Payoff letter for the existing debt on the vehicle being transferred, valid for ten (10) days<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Vehicle registration in the name of the requesting member<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Original conditional sales contract<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Insurance policy<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">DTOP no-fine certification, dated close to the loan's final approval<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Valid driver's license<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8849f41 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"8849f41\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Any incidental costs, including registration or contract filing fees, will be the applicant's responsibility.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3d08d02 e-flex e-con-boxed e-con e-parent\" data-id=\"3d08d02\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-46cbf87 e-con-full e-flex e-con e-child\" data-id=\"46cbf87\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-fd4e28d e-con-full e-flex e-con e-child\" data-id=\"fd4e28d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-73cb24d elementor-widget elementor-widget-heading\" data-id=\"73cb24d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Ready to apply for your loan?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6dadb0 elementor-widget elementor-widget-text-editor\" data-id=\"e6dadb0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>The process is fast, and you can do it from wherever you are.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-e28464d e-con-full e-flex e-con e-child\" data-id=\"e28464d\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7fc13bc elementor-mobile-align-justify elementor-widget-mobile__width-inherit elementor-align-justify elementor-widget__width-inherit elementor-widget elementor-widget-button\" data-id=\"7fc13bc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-shrink\" href=\"https:\/\/www.financial-net.com\/vaprfcu\/lending\/InternetLoans\" target=\"_blank\" rel=\"noopener\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M16.0037 9.41421L7.39712 18.0208L5.98291 16.6066L14.5895 8H7.00373V6H18.0037V17H16.0037V9.41421Z\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Fill out application<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Pr\u00e9stamo Auto Nuevo VAPR Federal Credit Union te ofrece las mejores tasas para financiar tu auto nuevo. Si tu puntaje crediticio es de 760 o m\u00e1s, cualificas para t\u00e9rminos de hasta 84 meses. \u00a1\u00danete a la familia VAPR y obt\u00e9n el mejor inter\u00e9s del mercado! Sujeto a aprobaci\u00f3n de cr\u00e9dito. Ciertas restricciones aplican. Las tasas [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-28043","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages\/28043","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/comments?post=28043"}],"version-history":[{"count":36,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages\/28043\/revisions"}],"predecessor-version":[{"id":32895,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages\/28043\/revisions\/32895"}],"wp:attachment":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/media?parent=28043"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}