{"id":27992,"date":"2023-04-27T08:28:13","date_gmt":"2023-04-27T08:28:13","guid":{"rendered":"https:\/\/www.vaprfcu.com\/vapr_2023\/?page_id=27992"},"modified":"2026-08-14T02:41:14","modified_gmt":"2026-08-14T06:41:14","slug":"ira","status":"publish","type":"page","link":"https:\/\/www.vaprfcu.com\/en\/ira\/","title":{"rendered":"Individual Retirement Accounts (IRA)"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"27992\" class=\"elementor elementor-27992\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c07dd4 e-con-full e-flex e-con e-child\" data-id=\"5c07dd4\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d917114 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"d917114\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Opening an IRA with VAPR means paying less in taxes today and securing a more comfortable retirement tomorrow<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22278ff e-flex e-con-boxed e-con e-child\" data-id=\"22278ff\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-ea27a61 elementor-widget__width-inherit elementor-widget elementor-widget-text-editor\" data-id=\"ea27a61\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>As you save, you can also deduct it on your 2026 tax return \u2014 up to $7,500.00 as an individual.<\/p><p>What you should know:<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-49258d3 elementor-align-start elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"49258d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Minimum investment to open: $500.00<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Interest rate guaranteed for the full term<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Terms available: 1, 2, 5, or 10 years (the longer the term, the higher the dividend)<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 24 24\" fill=\"currentColor\"><path d=\"M9.9997 15.1709L19.1921 5.97852L20.6063 7.39273L9.9997 17.9993L3.63574 11.6354L5.04996 10.2212L9.9997 15.1709Z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Funds insured up to $250,000.00 by the NCUA, a federal government agency<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Abrir una IRA con VAPR significa pagar menos impuestos hoy y asegurar un retiro m\u00e1s tranquilo ma\u00f1ana Mientras ahorras, tambi\u00e9n puedes deducirlo de tu planilla 2026, hasta $7,500.00 como individuo. Lo que debes saber: Inversi\u00f3n m\u00ednima para abrir: $500.00 Tasa de inter\u00e9s garantizada durante todo el t\u00e9rmino T\u00e9rminos disponibles: 1, 2, 5 \u00f3 10 a\u00f1os [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-27992","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages\/27992","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/comments?post=27992"}],"version-history":[{"count":22,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages\/27992\/revisions"}],"predecessor-version":[{"id":32922,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages\/27992\/revisions\/32922"}],"wp:attachment":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/media?parent=27992"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}