{"id":27372,"date":"2023-03-27T05:47:18","date_gmt":"2023-03-27T05:47:18","guid":{"rendered":"https:\/\/www.vaprfcu.com\/vapr_2023\/?page_id=27372"},"modified":"2026-08-14T19:46:09","modified_gmt":"2026-08-14T23:46:09","slug":"about-us-history","status":"publish","type":"page","link":"https:\/\/www.vaprfcu.com\/en\/conocenos-historia\/","title":{"rendered":"About VAPR"},"content":{"rendered":"
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What is VAPR Federal Credit Union?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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VAPR Federal Credit Union is a nonprofit credit union founded in 1950 1950<\/strong>, the first federal credit union established in Puerto Rico. Since then, our mission has been to provide our members with quality financial services at low cost. We're governed by a volunteer Board of Directors, elected by and for our members, and we have four branches: three in the metro area and one in Guayama.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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We are a genuinely Puerto Rican institution, chartered and regulated as a federal credit union. Every year, we return all of our earnings to our members in the form of dividends and low-cost loans.<\/p>

At VAPR, we work to keep earning your trust by developing products and services that truly meet your needs, with the goal of becoming your primary financial institution.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Membership at VAPR is available to federal employees and their families within our field of membership<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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But don't worry if you're not a federal employee, you can also join if you belong to one of the institutions approved by regulatory agencies. We invite you to become part of the more than 20,000 members who already enjoy the benefits of our federal credit union.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Mission<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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To provide excellent financial services with personal attention, fostering a community that, through achieving financial wellness, contributes to Puerto Rico's socioeconomic development and stands as a living example to the world of the values of cooperativism.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Vision<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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To be the first choice in financial services for our members and their families, as leaders in the credit union sector, offering them excellent education and services so they can build a secure financial future.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Board of Directors<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t
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Our Board of Directors oversees the Credit Union's operations and sets the goals that guide the work of management and staff. It's made up of volunteers elected by VAPR members at the annual meeting.<\/p>

We also have several committees that help ensure the Credit Union runs smoothly. Among them is the Supervisory Committee, which serves as a liaison between the Board of Directors and the management team, ensuring effective communication between both. This is how we continue working to be an excellent credit union for our members. The structure also includes the Non Approval Loan Committee, the Asset and Liability Management Committee, and the Nominations Committee, among others.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\"\"<\/figure>

From left to right: Gabriel A. Olivera, Fernando A. V\u00e9lez, Nilsa S. Pi\u00f1eiro, Roberto Rivera, Eduardo D. Ortega, Olga I. Barreto Castro, Vicente Gregorio, Pedro J. Toro, Charles Juarbe.<\/p><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t

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Members of the Board of Directors<\/h4>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t President: Sr. Eduardo D. Ortega<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t Vice President: Mr. Pedro J. Toro Cancio<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t Treasurer: Mr. Fernando A. V\u00e9lez Garrett<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t Secretary: Dr. Nilsa S. Pi\u00f1eiro<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t Director: Mr. Roberto Rivera Ponce<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t Director: Ms. Olga Iris Barreto - Castro<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t Director: Atty. Gabriel A. Olivera Magraner<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t Director: CPA Vicente Gregorio Mart\u00ednez<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t
  • \n\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t<\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t Director: Dr. Charles Juarbe<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

    \u00bfQu\u00e9 es VAPR Federal Credit Union? VAPR Federal Credit Union es una cooperativa sin fines de lucro fundada en 1950, la primera cooperativa federal establecida en Puerto Rico. Desde entonces, nuestra misi\u00f3n ha sido ofrecer a nuestros socios servicios financieros de calidad a bajo costo. Nos rige una Junta de Directores voluntaria, electa por y […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-27372","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages\/27372","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/comments?post=27372"}],"version-history":[{"count":110,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages\/27372\/revisions"}],"predecessor-version":[{"id":33559,"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/pages\/27372\/revisions\/33559"}],"wp:attachment":[{"href":"https:\/\/www.vaprfcu.com\/en\/wp-json\/wp\/v2\/media?parent=27372"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}