Interest

Regular Shares Balances:
Annual Dividend*
APY*
 $25 -$2,999
 $3,000 -$14,999
 $15,000 - $49,999
 $50,000 or more
1.20%
1.30%
1.40%
1.50%
1.20%
1.30%
1.40%
1.51%
Checking Accounts:
 Over $500
1.20%
1.20%
Saving Certificate:
 3 Months
 6 Months
 12 Months
2.25%
2.50%
2.75%
2.27%
2.53%
2.79%
 IRA'S:
 12 Months
 24 Months
 60 Months
 120 Months
3.50%
3.75%
4.00%
4.25%
3.55%
3.80%
4.06%
4.32%